Do Repo Companies Use GPS Trackers to Find Cars?

Repo companies employ a variety of tactics to locate vehicles scheduled for repossession, including the use of GPS tracking devices. While license plate recognition systems are commonly used to identify target vehicles, there are situations where a repo agent may need to monitor a car’s location more closely. In these cases, a GPS unit may be discreetly placed on the vehicle to allow for real-time tracking until the repossession can be carried out.

How Repo Agents Use GPS Trackers

Placing a GPS Tracker

When a repo agent spots a vehicle that is subject to repossession but does not have an available tow truck to immediately seize the car, they may opt to attach a GPS tracking device to the target vehicle. This allows them to monitor the car’s location and movements until they are ready to proceed with the repossession.

Tracking the Vehicle

Once the GPS tracker is in place, the repo agent can use specialized software or a mobile app to track the vehicle’s location in real-time. This information helps them determine the best time and place to carry out the repossession, ensuring they can locate the car when needed.

Legality and Privacy Concerns

The use of GPS trackers by repo companies raises legal and privacy concerns. In some jurisdictions, there are specific laws governing the use of these devices, and repo agents must ensure they are operating within the boundaries of the law. Additionally, the continuous monitoring of a vehicle’s location can be seen as an invasion of privacy, and repo companies must balance their need for information with the rights of the vehicle owner.