Being involved in a car accident can be a stressful and overwhelming experience. In addition to dealing with the emotional and physical aftermath, you may also face the financial burden of towing and storing your damaged vehicle. Understanding the factors that influence the cost of towing a crashed car can help you prepare for and manage these expenses.
The Average Cost of Towing a Car
According to J.D. Power, the national average cost of towing a car in the United States is approximately $109. However, this figure can vary depending on several factors, such as your location, the type of vehicle being towed, and the distance traveled.
In general, you can expect to pay between $2.50 and $7.00 per mile for a tow. If your car is not situated on a level surface or the driver encounters complications hooking it up to the tow truck, additional fees may apply.
Factors That Affect Towing Costs
Several factors can influence the cost of towing a crashed car. Understanding these factors can help you anticipate and budget for the expenses.
Type of Tow Truck Required
The type of tow truck needed to transport your vehicle can affect the cost of the service. Depending on the extent of the damage and the vehicle’s condition, the towing service may need to use one of the following types of tow trucks:
Flatbed tow truck
Integrated tow truck
Hook and chain tow truck
Wheel-lift tow truck
Each type of tow truck has different call-out costs and specializes in handling specific situations and vehicles.
Distance of the Tow
The distance your car needs to be towed is a significant factor in determining the cost. Generally, the farther the distance, the more expensive the towing service will be. If your car is towed for 25 miles or less, the cost may be around $3.75 per mile, while tows over 25 miles may be charged at a rate of $3.13 per mile.
Time of Day and Location
The time of day and location of the accident can also affect the cost of towing. If you require immediate assistance due to an emergency breakdown or accident, the towing service may charge a higher call-out fee compared to a non-urgent request.
Additionally, if your vehicle is located in a remote area or requires a longer travel time for the towing service to reach you, the overall cost may be higher.
Condition of the Vehicle
The condition of your vehicle after the accident can also impact the towing cost. If your car has sustained significant damage, such as being unable to move under its own power or having inoperable wheels, the towing service may need to use specialized equipment or vehicles to safely transport it. This can result in higher call-out costs and additional fees.
Availability of Keys
Having the keys to your car can also affect the towing process and cost. If you do not have the keys, the towing service may find it more difficult to access or transport your vehicle, potentially leading to higher costs.
Storage and Impound Fees
After your car has been towed, it may be taken to a salvage yard or impound lot, where it will start accumulating daily storage fees. These fees can vary depending on the location and the type of storage facility, but they typically range from $20 to $30 per day. In some cases, storage fees can be even higher.
It’s important to retrieve your vehicle from storage as soon as possible to minimize these daily fees. Under the mitigation of damages rule, you have a responsibility to try to get your car out of storage as quickly as you can. Insurance companies may not cover storage fees beyond what they consider reasonable under this rule.
Insurance Coverage for Towing
Your auto insurance policy may cover the cost of towing if you have opted for the additional coverage. Depending on your insurer, towing might be part of your policy’s optional collision and comprehensive insurance or an add-on to your policy. Keep in mind that you may still need to pay a deductible.
If another driver is at fault for the accident that damages your car, their liability coverage may cover the towing expenses. In this case, make sure to retain all relevant documentation for potential reimbursement claims.
Alternatives to Paying Out-of-Pocket
If you don’t have insurance coverage for towing or if you want to reduce your out-of-pocket expenses, there are a few alternatives to consider:
Credit card roadside assistance: Many credit cards offer complimentary or discounted roadside assistance as a cardholder benefit. This can include towing up to a certain distance.
Roadside assistance plans: Joining a roadside assistance plan or membership club, such as AAA, can help you save on tow costs. The cost of membership is often less expensive than the cost of towing a car.
Negotiating with the towing company: If you are facing financial hardship, you can try negotiating with the towing company to reduce the fees or set up a payment plan. Be polite and explain your situation, and see if they are willing to work with you.
In conclusion, the cost of towing a crashed car can vary significantly depending on several factors. By understanding these factors and exploring alternatives, you can better prepare for and manage these expenses. Remember to always prioritize your safety and well-being, and seek assistance from the appropriate authorities and resources in the event of an accident.